Homeowner’s insurance covers the house and attached structures for accidental direct physical loss and also it provides liability coverage against accidents in the home or on the property such as: Personal liability covers bodily injury and property damaged for which you are held liable. Loss of Use intent to pay for reasonable living expenses if you are not able to resided in the home due to covered loss. Homeowner insurance policies offers coverage for damages caused by fire, lightning strike, windstorm and hail. It’s important to know that NOT all natural disaster are covered by homeowner’s insurance. However, it may cover repairs for mold and water damage but it depends on the source. Conversely, damage caused by flooding would NOT be covered due to standard homeowner’s insurance policies which does NOT include nor does it extend to long term neglect. *Additional Insurance is Available: Personal Umbrella a personal umbrella policy offers extra layers of protection for your asset.
Provides financial reimbursement to cover a tenant’s lost or damage possessions as a result of fire, theft or vandalism. It also covers a tenant’s lability in the event that a visitor is injured on the premises. such as:
Personal Liability covers bodily injury and property damages to others for which you are held liable.
Loss of Use intends to pay for an increase in reasonable living expenses if you are not able to resigns in the residence due to a covered loss.
If someone you know needs life insurance coverage don’t waste your precious time looking elsewhere; We proudly offer Term Life Insurance which provides coverage at a fixed rate for a limited time. What’s more, we offer Permanent Life or Whole Life Insurance with a savings component referred as “Cash Value” that has lifelong protection as long as the premiums are paid. Also know, that we offer Universal Life Insurance which gives consumers flexibility in premium payment, death benefit and the savings element of their policy. Each of the products above provides a death benefit at the time of death.
We seek to provide the maximum amount of coverage for every individual need: Liability (Bodily Injury) covers damages resulting in bodily injuries or death sustained by other’s including medical cost that you become legally responsible for as a result of a covered accident Personal Injury Protection (PIP) coverage handles treatment of injuries including both passengers and pedestrians are entitled to benefits for a portion of important compensation loss, medical expenses and essential services incurred as a result of a covered auto accident. Collision Insurance covers repairs for your car if it is damaged in an accident with another vehicle or object such as a fence or tree. Comprehensive Insurance is an optional auto insurance coverage that protects against theft and damages NOT resulting from a collision, i.e., vandalism, fires, falling objects etc. Property Damage covers damages to another person’s property or vehicle that you are legally responsible for as a result of a covered accident. This coverage also provides for you legal defense if a law suit is brought against you as a result of a covered accident.
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